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For Businesses

We have a great affinity with our business clients, we understand the issues that surround you and the decisions that must be made on a day to day basis:

  • Tax efficient remuneration strategies for the Directors / Partners
  • Exit strategies
  • Planning for the worst
  • Compliance with your legal and statutory obligations
  • Providing a package of benefits for your employees
  • Advising on different types of pension schemes, including Defined Benefits

Auto Enrolment

The Government’s recent introduction of Automatic Enrolment into workplace pensions has created a multitude of new rules which employers have a legal obligation to comply with.

At Investacc Wealth Management we provide Auto Enrolment help and support, helping businesses of all sizes to navigate the strict new rules. Whether you are looking for a complete ‘all in one’ payroll solution, or advice on implementing Auto Enrolment to the Government’s compliance standards, or you simply want to know what your group pension options are, we can provide a solution.

Our aim is to simplify the process, guiding you through each step to ensure you have everything in place for your staging date.

To contact one of our experienced pensions team, click here

Director’s Retirement Planning

We are experienced in advising business owners whether sole traders, partnerships or limited companies to ensure they maximise opportunities and mitigate tax.  Running a business regardless of size, requires considerable focus and time and as a business owner it is understandably all too easy to overlook your won financial affairs.  Working in conjunction with Investacc Wealth Management Ltd, we are able to devise a plan to achieve both your business and personal ambitions.  Our areas of advice include :

 Retirement Planning

We provide unbiased advice on the full range of pension options and pension consolidation for achievement of retirement goals.  This includes the use of SIPP and SSAS for commercial property purchase.  Our team of specialists can give advice on occupational as well as personal pensions.

Contingency Planning

The death or serious long term illness of a key individual within a business can have a serious detrimental effect on the ability to maintain trading and profit levels. Many small to medium sized businesses would be at risk of folding within a short time of such an occurrence. Our team can advise on suitable solutions to mitigate the effects of such an event occurring. Likewise, the death of a business owner can result in difficulties in continuing control of the business for the remaining owners, particularly where the deceased’s share is inherited by family members who do not have either the desire or skills to retain their ownership of the business. We can provide advice on solutions to provide capital to the surviving business owners to purchase the deceased’s share of the business and put in place suitable agreements to ensure the deceased’s beneficiaries are suitably recompensed.

Investment and Cash Management

Any company cash reserves held in bank or building society accounts are likely to be attracting low rates of interest, often under-performing inflation. We can advise on alternative strategies to provide improved returns whilst ensuring that funds are readily accessible if required.

 

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