InvestAcc

Client Login (WealthView) | Staff Login

For Individuals

Quite simply, we help individuals create, manage and protect their wealth.

Retirement

Retirement is the longest holiday of our lifetime and it is up to you to make it as financially comfortable as you can, whether this is for yourself, for your company or for your employees. For small and medium sized firms, meeting the pensions challenge is one of the most important business decisions that you will have to take.

Pensions legislation in recent years has transformed a serious but uninspiring subject into one, which, although still serious and important, has become, on occasion, a riveting issue for individuals, employers and employees.

The options for pensions planning have never been greater and there are a range of pensions to suit everyone’s pocket and prospects.

We will provide you with comprehensive advice on:

  • Personal Pension Plans
  • Self Invested Pensions
  • Company Pension Schemes for Directors
  • Group Pension Schemes for employees (including Auto Enrolment and NEST)

Investment

Investing your capital in any economic environment can be a daunting decision. Our knowledge of the tax legislation and products on the market ensure that you will feel comfortable that you have been recommended the right investment to meet your financial aims and objectives, whether this be for tax efficient capital growth, income or a combination of both.

We use specialist risk profiling tools to ensure that the chosen investment meets your attitude to risk, offering solutions that include risk rated funds tailored to your specific needs. Regular reviews will give you peace of mind that your investment continues to deliver the right solution for you.

clickable-1

Life Assurance

Whilst we don’t really want to contemplate it, life is full of uncertainties and we all want our families to be cared for when things go wrong. Ensuring you have the right protection policies in place is very important, whether it be to provide cover in the event of untimely death, protect your income in case of ill-health or to cover repayment of your mortgages and debts.

For employers, you may want to consider cover for your key employees or shareholder protection for yourself and your business partners. Whatever your requirements we can ensure you make the right decision to suit you and your business.

We will provide you with comprehensive advice on

  • Life cover
  • Critical illness cover
  • Permanent Health insurance
  • Mortgage Protection

Inheritance Tax

It is surprising how few people realise how pervasive and significant Inheritance Tax is and they are appalled when it is drawn to their attention.

You don’t have to be rich to fall into the net – often just owning a house and having adequate life assurance cover are sufficient. It need not be so. There are a variety of methods for reducing the impact of this tax without materially affecting your living standards, but it should be noted that Inheritance Tax planning really does require individual assessment and recommendations.